Tammy Hess

114 Settlers Circle

Winchester, VA
$ 539,900 Beds 5 Baths 3.5 Sq 3,290
Monthly Estimate* How much can I afford?

Welcome to 114 Settlers Circle, a spacious 5-bedroom, 3.5-bathroom home nestled on a quiet street in a prime east-side Winchester location. Classic curb appeal greets you with a timeless brick front, framed by gorgeous mature trees that offer natural shade, privacy, and lush beauty. Step inside to an elegant two-story foyer flanked by formal living and dining rooms, setting the stage for easy entertaining. The main level shines with gleaming hardwood floors throughout most of the living areas and flows effortlessly into a sun-filled kitchen. Outfitted with a convenient breakfast bar and pantry, the kitchen centers around a bright eat-in nook surrounded by wall-to-wall windows, seamlessly opening to a family room complete with a cozy gas fireplace. A convenient half bath rounds out the main floor. Upstairs, you will find a spacious primary suite featuring a large walk-in closet and a beautifully appointed attached bath with dual/split vanities and a relaxing corner soaking tub. The upper level also includes three additional bedrooms, another full bath, and convenient upper-level laundry. Brand-new carpet flows across both sets of stairs and three of the upper bedroomsincluding the primarywhile the fourth bedroom features classic hardwood flooring. The mostly finished basement features fresh carpet and offers endless possibilities for versatile living. A large recreation room provides the perfect layout for movie nights, an extra living area, a playroom, home office, or a dedicated workout space. It also boasts a private fifth bedroom alongside a full bathroom, ideal for extended family or overnight visitors. Practical functionality continues with an unfinished storage room and a fantastic workshop complete with built-in cabinetry and framed pegboard for tool organization. The outdoor setting is a true standout, featuring a covered deck off the main level where you can unwind rain or shine. Tucked seamlessly into a canopy of mature trees, the backyard offers exceptional privacy in a peaceful, serene environment. Lower-level access leads directly out to a covered patio and open deck, creating an ideal layout for outdoor entertaining or quiet mornings surrounded by nature. Complete with an attached 2-car garage for easy parking and extra storage, this move-in ready home delivers space, comfort, and character in an unbeatable location.

ACTIVE

  • Price
  • $ 539,900
  • City
  • Winchester
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • FREDERICK
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.32 Acres
  • Zip
  • 22602
  • Sqr Footage
  • 3,290
  • Year Built
  • 1996
  • Taxes
  • $ 2300
  • Style
  • Colonial
  • MLS#
  • VAFV2044852
Listed By: Daniel J Whitacre with Colony Realty - 5406620323;
Data Source: Bright MLS

Features

General

Living Area 3290
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Roof Asphalt
Appliances Built-In Microwave,Dishwasher,Oven/Range - Electric,Refrigerator,Washer,Dryer
Zoning RP
HOA Fee 130.00
Garage Spaces 2.00
Patio/Porch Features Deck(s),Patio(s)
Architectural Style Colonial
Construction Materials Brick,Vinyl Siding
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 1996
View Trees/Woods
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County FREDERICK
New Construction No
Property Type Residential
HOA Yes
Subdivision Name PIONEER HEIGHTS
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions From downtown Winchester,take Berryville Ave/Rt 7 east to a right on Valley Mill Rd,left on Asbury Rd and a right on Settlers Cir. The house will be on the right.
City WINCHESTER
Disclosures Prop Disclosure
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 13787.00
Tax Assessed Value 479100.0
Tax Annual Amount 2300.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 218.05
Vacation Rental Y/N No
Total SQFT 3561
Standard Status Active
Year Built Source Estimated
Legal Subdivision PIONEER HEIGHTS
Tax Lot 69

Interior Features

Interior Amenities Bathroom - Soaking Tub,Bathroom - Tub Shower,Bathroom - Stall Shower,Carpet,Ceiling Fan(s),Chair Railings,Crown Moldings,Dining Area,Family Room Off Kitchen,Formal/Separate Dining Room,Kitchen - Eat-
Heating Fuel Natural Gas
Basement Interior Access,Connecting Stairway,Partially Finished,Walkout Level,Windows,Workshop
Flooring Carpet,Ceramic Tile,Hardwood
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Bay/Bow,Palladian
Fireplace Y/N Yes
Above Grade Finished Area 2476
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 5
Below Grade Finished Area 814
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen,Family Room,Foyer,Laundry,Recreation Room,Storage Room,Workshop,Primary Bathroom,Full Bath,Half Bath
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Upper Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 271
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 4
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 4
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 2
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 2.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 2
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Pool No Pool
Water Source Public
Total Parking Spaces 2
Garage Features Garage - Front Entry,Inside Access,Garage Door Opener
Type of Parking Attached Garage,Driveway,Off Street
Land Use Code 100R
Foundation Details Slab
Water View Y/N No
Lot Size Acres 0.32
Lot Size Source Estimated
Waterfront Y/N No
Land Assessed Value 93000.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Bedroom 2 Upper 1 Flooring - Carpet,Ceiling Fan(s)
Bedroom 3 Upper 1 Flooring - Carpet
Bedroom 4 Upper 1 Flooring - HardWood
Bedroom 5 Lower 1 Flooring - Carpet
Dining Room Main Flooring - HardWood,Formal Dining Room,Crown Molding,Chair Rail
Family Room Main Ceiling Fan(s),Fireplace - Gas,Flooring - HardWood
Foyer Main Flooring - HardWood,Cathedral/Vaulted Ceiling
Full Bath Upper 1 Bathroom - Tub Shower
Full Bath # 2 Lower 1 Bathroom - Tub Shower
Half Bath Main
Kitchen Main Dining Area,Kitchen - Eat-in,Pantry,Flooring - Ceramic Tile,Breakfast Bar,Breakfast Nook
Laundry Upper 1
Living Room Main Flooring - HardWood
Primary Bathroom Upper 1 Bathroom - Stall Shower,Bathroom - Soaking Tub,Double Sink
Primary Bedroom Upper 1 Flooring - Carpet,Walk-In Closet(s),Attached Bathroom,Ceiling Fan(s)
Recreation Room Lower 1 Flooring - Carpet,Lighting - Track
Storage Room Lower 1 Basement - Unfinished
Workshop Lower 1 Flooring - Carpet,Built-Ins

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Redbud Run Elementary School
Middle School James Wood Middle School
High School Millbrook High School

Price History

9/17/2026 Listed $539,900

Property vs Zip Code Average in 22602

Price
AVG $570K
$540K
Taxes
AVG $3,757
$2,300
Year Built
AVG 2004
1996

In The Neighborhood

Areas That We Cover

114 Settlers Circle Winchester, VA is a Single Family Home for sale at $539900 with 3290 sqft and a lot size of 0.32 Acres Acre(s). 114 Settlers Circle Winchester has 5 bedrooms, 3 baths and was built in 1996. The property's zip code is 22602 which is in Winchester, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Tammy Hess

Tammy Hess

304-995-4706

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